If you are an iPhone user, then you know how easy it is to make purchases on your device. However, what happens when your payment method needs to be changed? It could be that your credit card got lost or stolen, or maybe you just want to switch to a different payment method. Whatever the reason, changing your payment method on iPhone is a process that you need to know.
In this blog post, we will discuss how to change your payment method on iPhone, in detail with a step-by-step guide. We will be sharing several methods for changing the payment method on your iPhone without stress. We will share some reasons why you can’t change your payment method sometimes, and tips to assist you to overcome them.
Video Tutorial:
The Challenge of How to Change Your Payment Method on iPhone
When you make purchases on your iPhone, you have to select a payment method. But there might be a situation where you want to add or remove a payment method from your iPhone. Some iPhone users find it challenging to change their payment methods, mainly due to lack of proper guidance or knowledge on how to do it. Although the process might seem complicated, with our helpful guide, you will be changing your payment method in no time!
Things You Should Prepare for
Before we head into the methods of changing your payment method on iPhone, there are vital things you should have in place.
1. A device that can access the internet: Before you can change your payment method on iPhone, ensure that the device you want to use is connected to the internet.
2. A web browser: You can access the Apple ID page via any web browser on your device.
3. Apple ID login credential: To make any changes to your payment method, you must know your Apple ID login credentials.
4. A new payment method: of course, you should have a new payment method in place that you want to use on your iPhone.
Method 1: Change Payment Method on iPhone using the App Store
This method is the simplest and straightforward way of changing your payment method on iPhone. Here are the steps to follow below:
1. Open the App Store on your iPhone.
2. Click on your profile photo located at the top right corner of the screen.
3. Select "Payment Information."
4. Enter your Apple ID login credentials (username and password).
5. You will be directed to the payment method page. Tap on "Add Payment Method."
6. Enter your new payment method details and hit "Save."
7. Select your new payment method and click "Done."
Pros:
– This method is straightforward and easy to use for iPhone users.
– You can make changes to your payment method directly on your device.
Cons:
– There might be times when the payment information page does not load correctly.
Method 2: Change Payment Method on iPhone using the Apple ID Website
This method involves using the Apple ID website to change your payment method. Here are the steps to do so:
1. Open your web browser on your iPhone and go to the Apple ID website, https://appleid.apple.com/.
2. Sign in with your Apple ID login credentials (username and password).
3. Click on "Payment & Shipping" located at the upper part of the page.
4. Click on "Edit" to the right of payment type.
5. Select "Add Payment Method."
6. Enter your new payment method details, then click "Save."
7. Select your new payment method as your default payment method.
Pros:
– The Apple ID website provides better access and features than the App store
– You can make changes to your payment method with ease
Cons:
– Using the Apple ID website requires an Internet connection.
Method 3: Change Payment Method on iPhone through iTunes on Windows or Mac
If you have access to a computer with iTunes, you can also change your payment method. Here are the steps to follow:
1. Open iTunes on your Windows or Mac.
2. Sign in with your Apple ID login credentials (username and password).
3. Click on "Account," located at the upper part of the screen.
4. Select "View my account."
5. Click on "Edit," located next to payment type.
6. Choose "Add Payment Method."
7. Enter your new payment method details, then click "Save."
8. Select your new payment method, then click "Done."
Pros:
– iTunes allows you to manage your payment methods on your computer.
– You can make changes to your payment method without using your iPhone.
Cons:
– You must install iTunes on your device.
Method 4: Change Payment Method on iPhone using iCloud
If you use iCloud, you can manage your payment method via the iCloud.com website. Here are the steps to follow:
1. Open your web browser and go to the iCloud.com website.
2. Sign in with your Apple ID login credentials (username and password).
3. Click "Settings," located at the bottom of the page.
4. Click "Manage" situated to the right of the payment type.
5. Choose "Add Payment Method."
6. Enter your new payment method details and click "Save."
7. Select your new payment method and click "Done."
Pros:
– You can manage your payment method anywhere; you don’t need to use your device.
– You can add and remove payment methods with ease.
Cons:
– This method requires an internet connection.
Why Can’t I Change My Payment Method?
Sometimes, iPhone users might find out that they can’t change their payment method. Here are few reasons for that:
1. Pending or Unpaid Bills: If you have purchases that are pending or unpaid, you can’t change your payment method.
2. Payment Method Restrictions: Some credit or debit cards might be blocked or have restrictions imposed on them, preventing you from changing the payment method on iPhone.
3. Your Apple ID Is Locked: If your Apple ID is locked, you won’t be able to make any changes to it, including changing the payment method.
To fix these issues, try to clear any outstanding bills or invoices, contact your bank to lift any restrictions or blocked on your credit or debit card, or unlock your Apple ID.
Additional Tips
Here are three additional tips to help you to change your payment method on iPhone:
1. Keep your payment details up to date: You should always ensure that your payment details are up-to-date. Check frequently to confirm they are correct.
2. Check your account regularly: Check your account always to ensure that there are no fraudulent charges or purchases.
3. Keep your account secure: You should keep your Apple ID credentials safe and secure. Don’t share them with anyone.
5 FAQs about Change Payment Method on iPhone
Q1: What is the minimum age you can use to make purchases through Apple?
A: You must be over 13 years to make purchases through Apple.
Q2: Can I delete my payment method entirely from my iPhone?
A: Yes, once you have added a new payment method, you can delete the old one.
Q3: Can I use a third-party payment method to make purchases on my iPhone?
A: Yes, you can use other payment methods like PayPal or Gift cards to make purchases on your iPhone.
Q4: How can I prevent unauthorized purchases on my iPhone?
A: To prevent unauthorized purchases, turn on "Ask to Buy," or enable two-factor authentication.
Q5: Can I remove my device from my account remotely?
A: Yes, you can use the "Find My" app to remove your device from your account remotely.
In Conclusion
Changing your payment method on iPhone is more straightforward than you think. We have discussed some methods to change your payment method, the reasons why your payment method can’t be changed at times, additional tips, and FAQs. You don’t have to stress the next time you want to change your payment method on iPhone. Follow our guide, and you will be able to make changes seamlessly.